A Smart Economy on Smart Contract

e-Mal Leads the Way to a Sustainable Digital Future and a Secure way to Transact

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About e-Mal

e-Mal is a Financial Eco-System which improves and enhances the way we as a society transact, based on the Blockchain, utilising Smart Contracts. e-Mal is an end to end infrastructure which transforms and revolutionises the way exchanges are run and bring together an eco-friendly financial hub, provisioning both national and international, digital and fiat currency exchanges to work together seamlessly. e-Mal is not just another Digital Coin or a Digital Wallet or a Mobile Application. e-Mal is a platform, introducing the ultimate Smart Economy to the government, employers, consumers, migrants, traders, and individuals from various walks of life. We promote sustainability - and this word is not just applicable to the environment , but to the life-cycle of every single individual. Along with creating an environment which is greener and cleaner for our next generations, our focus is also building bridges and creating inclusion within the global financial systems. e-Mal is a Smart Financial Solution and a scalable and agile platform which creates value for their stakeholders while creating cost efficiency and enhanced user experience.

By creating a whole new peer to peer ecosystem, e-Mal aims to revolutionize the way individuals, small businesses and micro-entrepreneurs transact, make payments, borrow money and associated products such utility bills, domestic and Cross-Border remittances, micro savings and much more.

e-Mal Products


e-Mal Fin-Hub

The Financial Hub provides the users with the platform to access all financial services under the e-Mal financial ecosystem.


e-Mal U-Hub

The Utility Hub is a one-stop solution for all your utility needs, whether it be your phone bills, electricity bills or a simple top up for an international call.


e-Mal Go-To-Pack

This is an user-enabling kit which contains a free smartphone with pre-loaded e-Mal Wallet app and e-Mal Card.

Our Partners


Biometric Verification

Linking payment platforms and the end users through a futuristic biometric enabled payment methods and beyond.


Our customers define us, and "knowing you" is our first step towards the most secure and verified transactions.

Peer to Peer

"Cut out the middle man" is not just a saying, Our mission promotes peer to peer transactions and create a secure decentralized financial ecosystem.

Fast Transaction

Why wait in queue! we use smart technology which enables completion of transactions within seconds.

Our Network

A smaller world, a global economy, and a global wallet... be part of the e-Mal network and transact globally.

Low Transaction Fee

We utilize blockchain technology thus revolutionising transactions by removing the third party and lowering costs.

Secure Platform


e-Mal uses Blockchain technology and records each transaction data in hash functions with time stamps, so that the data cannot be changed or tampered with.


e-Mal is engaged and in collaboration with exchanges and regulated by relevant authorities to ensure that all transactions are legal and valid.


As data cannot be overwritten, data manipulation is extremely impractical, thus securing data and eliminating centralized points that cybercriminals often target.

Single payment Platform

The platform connects assets and businesses on blockchains to the real-world in a decentralized manner. Developers can develop security smart contract modules, businesses can connect their users and use cases to real-time secure payments.


Our Creative Minds


Finance Director


BackEnd Developer


iOS Developer




BlockChain Developer


BlockChain Developer


BlockChain Developer


BlockChain Developer


BlockChain Developer

Get in Touch

You are our priority and we would be happy to answer any further queries you may have about e-Mal. We believe in transformation and value customer experience, please send us your feedback or suggestions any time!